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Value.IO℠ empowers payment enabled systems to secure and direct payments where needed. The system is omnichanel. (Card Present Retail, Mobile, Web).
Transactions in the Value.IO system are broken up into two phases - card capture (tokenization) and payment transaction. Both can be completed in one action for simple integrations. While Kernel API end points allow for direct server to server credit card capture, most integrations leverage Value.JS℠ methodologies for card capture.
Destinations are transaction end points. You may have one or thousands, depending on the application you are building. In the payment industry, these are typically known as merchant accounts, however because we support direct processor integrations and payment gateway integrations, our platform can reach almost every processor in the world today inlucing sub-merchant PayFac environments. Custom Destinations allows for delivery of card data anywhere. As long as the end point is a certified PCI environment, we will send the card data where you require for your business logic.
Direct Processor Destinations
- Heartland Payment Systems
- Sage Payments US
- Inspire Commerce
- Network Merchants (NMI)
- PassThrough (build your own)
Database and API for securely storing, transacting, and retreiving secure data.
The Value.IO kernel has been supplemented with two highly secure integration tools, called Value.JS.